Program tracker

What's actually live right now

Rebate programs open, shrink, and close with little warning — the Greener Homes Loan died with two weeks' notice. Every entry below is verified against its official page and stamped with the date. Last full review: October 2, 2026.

Loose-fill insulation between attic joists, a yellow ruler showing its depth and frost on the roofing nails above

Announced Coming soon, not open yet

Announced October 8, 2026 and opening early 2027: up to $10,000 below the median income, $2,000 for other eligible homeowners

  • up to $10,000 — Households below the median income
  • $2,000 — Other eligible homeowners
  • within 24 hours — Approval after you apply online
  • within 5 days — Payment after you upload receipts

No audit required Verified 2026-10-12

Active Ontario & federal — live

Heat pumps up to $7,500 ($12,000 ground-source), solar with battery up to $10,000, plus attic, thermostat and appliance rebates — no assessment needed

  • up to $7,500 — Cold-climate air-source heat pump ($1,250/ton; electric, oil, propane or wood heat)
  • up to $12,000 — Ground-source heat pump ($2,000/ton; electric, oil, propane or wood heat)
  • up to $2,000 — Air-source heat pump in an Enbridge gas-heated home ($3,000 for ground-source)
  • up to $2,000 — Rented heat pump, any heating fuel ($500/ton air-source; $3,000 flat ground-source)
  • up to $5,000 — Rooftop solar ($1,000/kW, at most 50% of cost)
  • up to $5,000 — Battery storage with new solar ($300/kWh, at most 50% of cost)
  • up to $1,250 — Attic insulation to R-50, from R-12 or less (50% of after-tax cost; participating contractors)
  • up to $1,000 — Attic insulation to R-50, from above R-12 to R-25
  • up to $800 — Attic insulation to R-50, from above R-25 to R-35
  • $650–$750 — Cathedral ceiling or flat roof (to R-20 or R-28)
  • $125 — Smart thermostat (one per household)
  • $25–$200 each — ENERGY STAR Most Efficient appliances replacing electric ones

No audit required Verified 2026-10-08

Toronto HELP

Active

City loans up to $125,000 (or 10% of your home's assessed value) for energy retrofits, repaid on your property tax bill

  • up to $125,000 — Loan amount — or 10% of assessed value if less, including interest and fees
  • Reset quarterly — Fixed interest rates
  • 3.34%–4.75% — Last posted table (valid until Sept 30, 2026): 5, 10, 15 and 20 years
  • 2% — Administrative charge
  • up to 30% — Advance once your agreement is signed

Audit required Verified 2026-10-08

A 25% energy-efficiency rebate on your CMHC mortgage insurance premium after $20,000 of energy renovations

  • 25% — Refund of your CMHC mortgage insurance premium
  • $20,000 — Minimum eligible work after purchase
  • 24 months — Time to apply, counted from your mortgage closing

No audit required Verified 2026-10-08

Limits apply Active with restrictions

HRSP (with assessment)

Active · limits apply

Up to $10,000 per home ($5,000 if heated with Enbridge gas), including $600 back on your two assessments, for insulation, windows, air sealing and more — if the follow-up assessment is done by December 31, 2026

  • up to $600 — Home energy assessments (paid after 2+ upgrades)
  • up to $7,700 — Insulation: attic $1,500 · walls $3,600 · foundation $2,300 · exposed floor $300
  • $100 per opening — Windows & doors (at least 3 windows, or 1 door or skylight)
  • $200–$250 — Air sealing (meet or beat the target)
  • $500 — Heat pump water heater
  • $500 — Bonus for 3 or more upgrades
  • $5,000 — Maximum per home if gas-heated (includes the $600)
  • $10,000 — Maximum per home if heated by electricity, oil, propane or wood (includes the $600)

Audit required Verified 2026-10-08

Greener Homes Affordability

Active · limits apply

Free retrofits for low-to-median-income households through provincial partners in BC, Manitoba, Newfoundland and Labrador, Nova Scotia, PEI and Quebec (Quebec's 2026–27 intake has closed) — not available in Ontario

  • Free — Insulation, air sealing and heat pumps, installed for qualifying households

No audit required Verified 2026-10-19

Across Canada Provincial programs, coast to coast

Every province and territory now has full program pages — amounts, eligibility, how to apply, and the gotchas — each linked to its provincial guide.

$20 for every percentage-point your home improves — $750 minimum, $2,000 maximum — or $300 for any two upgrades

  • $20 — Per percentage-point of measured EnerGuide improvement
  • $750 — Minimum bonus (eligibility met)
  • $2,000 — Maximum bonus
  • 3 bonus-eligible upgrades — Requirement
  • 18 months — Time to finish the upgrades and the post-upgrade evaluation
  • 6 months — Apply within, after the post-upgrade evaluation
  • $300 — Two Upgrade Bonus (no evaluation; can't be combined with the above)

Audit required Verified 2026-10-19

CleanBC Energy Savings

Active · limits apply

Income-tiered CleanBC rebates paid through registered contractors: up to $13,000 toward a heat pump and up to $3,500 for a heat pump water heater — rebates, not free installs

  • up to $13,000 / $7,000 / $3,500 — Central or 3-head heat pump replacing oil, gas or propane (Level 1 / 2 / 3)
  • up to $5,000 — Heat pump replacing electric or wood heat (Level 1)
  • up to $3,500 — Heat pump water heater
  • up to $5,000 — Condo or apartment unit with electric heat: heat pump
  • up to $5,000 / $1,600 / $800 — Add-ons tied to the upgrade: electrical service, ventilation, health and safety
  • No longer offered — Insulation (invoices dated from July 6, 2026)

No audit required Verified 2026-10-19

$400 back on your EnerGuide evaluation, $100 per triple-pane window or door, up to $2,000 for a cold-climate heat pump, and insulation rebates by R-value

  • $400 — Pre-retrofit EnerGuide evaluation
  • $100 each — ENERGY STAR triple-pane window or door ($300 income-qualified)
  • $2,000 — Cold-climate air-source heat pump, centrally ducted
  • $1,500 — Cold-climate air-source heat pump, ductless
  • $0 upfront — Ground-source heat pump: then $75 a month interest-free for 15 years ($13,500) on your Manitoba Hydro bill
  • $0.03–$0.15 — Insulation, × R-value added × sq ft (capped at material cost)
  • up to $1,000 — Air sealing bonus with an insulation project (pre- and post-evaluation)
  • $50 — ENERGY STAR smart thermostat

Audit required Verified 2026-10-08

Rénoclimat

Active

Since October 1, 2026: up to $21,500 per house for roof, wall and foundation insulation and ENERGY STAR Most Efficient windows, no evaluation required, plus a new flood-protection component

  • up to $2,000 — Roof insulation at $1.75/sq ft (attic to R-60, cathedral or flat roof to R-40)
  • up to $7,000 — Exterior wall insulation at $3.50/sq ft (adding at least R-9)
  • up to $2,500 — Foundation and floor insulation (basement walls $2.50/sq ft; crawlspace walls and floors $3.50/sq ft)
  • up to $4,500 — Windows and patio doors, ENERGY STAR Most Efficient only ($300 each)
  • up to $500 — Optional EnerGuide evaluation
  • $1,000 / $4,000 — Backup-power connection / stationary battery (not for secondary homes)
  • $21,500 — Maximum per house ($31,000 for a duplex, triplex or multi-unit building)
  • $700–$1,000 each — Flood protection (new Adaptation component): pump with battery, backwater valve or removable barrier

No audit required Verified 2026-10-08

LogisVert

Active

Hydro-Québec grants for heat pumps (thermopompes) of $50–$120 per 1,000 BTU/h, up to $6,700, plus $1,500 for roof insulation with caulking, appliances and solar — no audit needed

  • $50 — ENERGY STAR heat pump (thermopompe), per 1,000 BTU/h at −8°C
  • $120 — Cold-climate heat pump, per 1,000 BTU/h at −8°C (Hydro-Québec: up to $6,700)
  • +$100 per 1,000 BTU/h — Bonus in eligible multi-unit buildings, installs from June 15, 2026 (total $220 per 1,000 BTU/h)
  • $1,500 — Roof insulation to R-50 plus caulking, houses heated mainly by electricity
  • $250–$750 — Geothermal: new system $750 (max $54,000 per house; limited to 72,000 BTU/h since August 25, 2025) or replacement $250 (max $18,000), per 1,000 BTU/h
  • $15,000 — Electric thermal storage, deducted by the installer ($22,000 with a central heat pump)
  • $250 each — Induction range or heat-pump dryer
  • $1,000 per kW — Solar panels (at most 40% of cost)
  • +5% — Several measures in one application

No audit required Verified 2026-10-19

Evaluation-first: $99 + HST covers both home energy evaluations, then published incentives such as $1,500 for a ducted heat pump, $0.40–$0.85 per sq ft for attic insulation and $250–$550 for air sealing

  • $99 + HST — Home Energy Evaluation, initial and final
  • $0.40–$0.85/sq ft — Attic insulation, by R-value added (R-15 to R-60)
  • $1.125–$2.25 / $1.00–$2.00 — Exterior walls (R-7.5 to R-30) / basement walls (R-10 to R-30), per sq ft
  • $250–$550 — Air sealing, for a 10% to 25% drop in air leakage
  • $1,500 / $2,000 / $400 — Central ducted heat pump / geothermal / mini-split (multizone: $350 per head)
  • $1,000 — Heat pump added to a furnace (ENERGY STAR or on NB Power's qualifying list)
  • $550 / $400 — Heat pump water heater / drain-water heat recovery
  • $50 each — ENERGY STAR windows, doors and skylights
  • 9 months from evaluation — Time to finish the upgrades

Audit required Verified 2026-10-19

A $199 home energy assessment (free under the income threshold) unlocks rebates up to $5,000, up to $10,000 with the Moderate Income Rebate, and HomeWarming's free upgrades for income-qualified homeowners

  • $199 — Home Energy Assessment fee (waived under the income threshold)
  • up to $5,000 — Home Energy Assessment rebates
  • up to $5,000 more — Moderate Income Rebate top-up (homes not heated mainly by electricity)
  • $300–$600 per ton — Heat pumps: ductless $300/ton, centrally ducted $500/ton, closed-loop geothermal $600/ton
  • $500–$1,500 per ton — Moderate Income Rebate heat pump top-up: ductless $500/ton, centrally ducted $1,500/ton
  • Free upgrades — HomeWarming (income-qualified homeowners)
  • Closed July 2, 2026 — Federal Oil to Heat Pump Affordability in NS

Audit required Verified 2026-10-19

efficiencyPEI

Active

A $99 + HST home energy assessment unlocks insulation, window, door and air-sealing rebates; heat pump rebates ended April 15, 2026

  • $99 + HST — Home energy assessment (five approved providers)
  • $125 per opening — ENERGY STAR windows, doors and skylights, up to $1,000 per property
  • $150–$575 — Air sealing, for a 10%, 20% or 30% improvement
  • By R-value — Insulation (attic, walls, floors, below grade), paid by R-value added — rates on the official page
  • Higher rates — Households with income under $35,000 (e.g. windows $245 per opening, up to $2,000)
  • Free — Free home insulation, household income under $55,000
  • Ended April 15, 2026 — Heat pumps, heat pump water heaters, HRVs and solar

Audit required Verified 2026-10-08

takeCHARGE NL

Active

Oil to Electric incentives up to $9,000 for a central heat pump ($22,000 if income-qualified), insulation rebates up to $3,000, and a new no-cost program for income-eligible homes from October 5, 2026

  • up to $9,000 — Oil to Electric: central heat pump replacing oil or propane (income-qualified: up to $22,000)
  • up to $6,500 — Oil to Electric: multi-split or several mini-splits (income-qualified: up to $18,000)
  • up to $5,000 — Oil to Electric: electric furnace or boiler (income-qualified: up to $10,000)
  • up to $3,000 — Attic and basement insulation in electrically heated homes: 75% up to $1,000 each, plus up to $500 labour each
  • $200–$750 — Air sealing, measured with a blower door
  • $225 — Heat recovery ventilator
  • up to 100% — TakeCharge Greener Homes (income-eligible; projects completed after October 5, 2026)

No audit required Verified 2026-10-19

Alberta CEIP

Active · limits apply

Property-tax financing in 27 Alberta municipalities, with an EnerGuide evaluation required; Calgary is closed until winter 2026/27 and Edmonton is waitlisting

  • up to 100% of costs — Financing for efficiency and renewable upgrades, repaid on your property tax bill
  • up to 20 years — Repayment term for some upgrades
  • Closed — Calgary: up to $50,000 at an estimated 6.00%–6.10% fixed (closed until winter 2026/27)
  • Waitlist — Edmonton: 6.00% fixed; pre-qualifications go on a waitlist
  • At capacity — Lethbridge (2.83%) and Strathcona County (2%): at capacity, closed to pre-qualification
  • $1,350 — Lethbridge rebate on a completed CEIP project (limited time)
  • None found — Provincial home energy rebate

Audit required Verified 2026-10-08

Yukon pays up to $10,500 toward a heat pump (up to $24,000 if income-qualified) and up to $12,000 for wall insulation; the NWT's Arctic Energy Alliance subsidizes EnerGuide evaluations and insulation; Nunavut support runs through the Housing Corporation

  • up to $10,500 — Yukon: heat pump in an existing home, 50% of costs
  • up to $1,500 — Yukon: heat pump in a new home
  • up to $24,000 — Yukon: Affordable Heat Pump Program (income-qualified), 100% of costs
  • $2,500 / $12,000 / $5,000 — Yukon: attic insulation / above-ground walls / air sealing
  • $120 each — Yukon: ENERGY STAR windows, up to $1,800 per existing home
  • $200 + GST — NWT: subsidized EnerGuide evaluation (single-family house)
  • up to $8,000 / $2,500 / $1,500 — NWT: insulation — exterior walls / basement / ceiling
  • up to $2,000 — NWT: wood or pellet stove, 50% of the price
  • Support — Nunavut: Housing Corporation homeownership programs (advice on repairs, renovations, financing and energy conservation)

No audit required Verified 2026-10-19

Closed Gone — but still advertised elsewhere

We list closed programs on purpose: if a website or salesperson promises you one of these, their information is stale — a useful trust test.

Closed — new applications ended in February 2024 and the last payment requests were due December 31, 2025

Audit required Verified 2026-10-19

Closed — October 1, 2025 was the last day to apply; loans already approved are unaffected

Audit required Verified 2026-10-08

Closed to new federal applications July 31, 2026 — some provincial versions differ

No audit required Verified 2026-10-19

Enbridge HER+

Closed

Closed — stopped taking new applicants February 5, 2024; the final deadlines passed in December 2025

Audit required Verified 2026-09-28

Ended April 2026 — what's left is the Home Renovation Tax Credit, SaskEnergy equipment rebates and free upgrades for income-qualified homes

No audit required Verified 2026-10-08

How this tracker works

Every entry is verified against its official page and stamped with the date — including the closed programs, because stale promises are how homeowners get burned. Your province's full picture (housing stock, what to monitor, every program) lives in the province guides, and the planner matches programs to your specific home from your postal code.