announced National Heat Pump Rebate (new): Announced October 8, 2026 and expected to open early 2027: $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Apply online, approval within 24 hours, no EnerGuide evaluation, and it can be combined with provincial rebates. Not open yet. What we know → ↗
closed Canada Greener Homes Grant & Loan: The grant closed to new applicants in February 2024; the interest-free loan (up to $40,000) stopped taking applications October 1, 2025 and its funding is fully committed. Approved applicants keep their funding — new ones can't join. ↗
live Greener Homes Affordability Program: Free direct-install retrofits (insulation, heat pumps) for low-to-median-income owners and tenants, expanded June 29, 2026 with over $500 million, delivered through provincial partners in BC, Manitoba, Newfoundland and Labrador, Nova Scotia, PEI and Quebec (Quebec's 2026–27 registration has ended), with more to be listed. You apply through your province's program, never through cold-callers. ↗
closed Oil to Heat Pump Affordability (OHPA): Closed to new applications July 31, 2026 (approved participants have until January 31, 2027 to submit receipts). It paid up to $15,000 (plus a one-time $250 payment) toward oil-to-heat-pump conversions for income-qualified households. ↗