takeCHARGE (Newfoundland & Labrador)

Active

Oil to Electric incentives up to $9,000 for a central heat pump ($22,000 if income-qualified), insulation rebates up to $3,000, and a new no-cost program for income-eligible homes from October 5, 2026

Run by Newfoundland Power + NL Hydro (joint utility program) · verified against the official page 2026-10-19

Colourful wooden row houses on a steep street above a foggy Atlantic harbour

What it pays

up to $9,000Oil to Electric: central heat pump replacing oil or propane (income-qualified: up to $22,000)
up to $6,500Oil to Electric: multi-split or several mini-splits (income-qualified: up to $18,000)
up to $5,000Oil to Electric: electric furnace or boiler (income-qualified: up to $10,000)
up to $3,000Attic and basement insulation in electrically heated homes: 75% up to $1,000 each, plus up to $500 labour each
$200–$750Air sealing, measured with a blower door
$225Heat recovery ventilator
up to 100%TakeCharge Greener Homes (income-eligible; projects completed after October 5, 2026)

The audit question

No audit required

Not for most rebates. Oil to Electric and the insulation rebate don't require an EnerGuide evaluation; the air sealing rebate needs blower door testing by an approved professional, and the new income-eligible TakeCharge Greener Homes Program requires home energy assessments before and after by a participating NRCan energy advisor.

Who qualifies

Newfoundland Power and NL Hydro residential customers. Oil to Electric: owners of year-round primary residences heated by oil (at least 500 litres over 12 months) or propane (1,000 litres), on a permanent foundation and connected to the island or Labrador interconnected grid; new homes aren't eligible, and landlords can convert up to two rentals through the general stream. Insulation and air sealing: homes heated mainly by electricity. TakeCharge Greener Homes: households under its income limits (net income from $37,375 for one person to $136,850 for five or more), owners and landlords with up to two properties.

How to apply, step by step

Oil or propane heat: find your adjusted net income (line 23600 minus line 43500) on takeCHARGE's income chart to see whether you're in the income-qualified or general column, then apply for pre-approval before installing.
Use a participating installer and a heat pump on NRCan's list that heats the whole home. You have 365 days from pre-approval to install, remove the oil tank and send your final documents.
Electric heat: claim the insulation rebate for attic and basement work, and the air sealing rebate after a blower door test by an approved professional.
Lower income: apply to the TakeCharge Greener Homes Program, which starts with a home energy assessment and covers up to 100% of approved upgrades completed after October 5, 2026.
Size any heat pump from a heat-loss calculation, ideally after insulating and air sealing.

The gotchas

Pre-approval comes first. Oil to Electric holds your incentive for 365 days and TakeCharge Greener Homes for 120 days, with no extensions.
Oil to Electric requires whole-home heating, and takeCHARGE says fewer than 1% of houses can reach that with a single mini-split.
Applications showing only the minimum fuel records (500 litres) or a new oil tank installed since January 1, 2025 get extra scrutiny and may be rejected.
Homes that already have a heat pump can't get one through TakeCharge Greener Homes.

Worth knowing

Newfoundland and Labrador's picture changed in 2026. The Oil to Electric Incentive Program says it is "still accepting applications" with no closure date set, is retroactive to April 1, 2023, and holds a pre-approved incentive for 365 days with no extensions; income-qualified customers pre-approved for a central, multi-split or several mini-split heat pumps also receive a one-time $250 from Natural Resources Canada. The new TakeCharge Greener Homes Program, delivered with the Government of Canada, offers a limited number of no-cost heat pumps (one per property), HRVs, insulation and air sealing to income-eligible households; only projects completed after October 5, 2026 qualify. NRCan's Greener Homes Affordability Program page now lists it as Newfoundland and Labrador's delivery partner.

Common questions

Does Newfoundland and Labrador have a home retrofit rebate program?

Yes. takeCHARGE (Newfoundland Power and NL Hydro) pays for insulation, air sealing and HRVs in electrically heated homes; its Oil to Electric Incentive Program pays up to $9,000 toward a central heat pump replacing oil ($22,000 if income-qualified); and the income-eligible TakeCharge Greener Homes Program covers up to 100% of approved upgrades completed after October 5, 2026. Verified October 8, 2026.

Is the Oil to Electric program still open?

Yes. takeCHARGE says it is still accepting applications, that no closure date has been set, and that any change to intake will be announced in advance. It is retroactive to April 1, 2023.

Is an energy audit worth it in NL?

The TakeCharge Greener Homes Program requires assessments before and after, and for everyone else the audit is a diagnostic purchase: NL combines harsh maritime weather with old housing, so the blower door number and the report's ranked upgrades tell you where heating money is going before you choose a heat pump.

Official program page ↗ Always confirm details there before spending — programs change faster than any tracker.