Heat pumps by metro · Washington · checked October 19, 2026

Heat pumps in Seattle

Heating runs from fall to spring here, but deep cold is rare, so seasonal heating efficiency (HSPF2) and quiet running matter more than output at 5°F. At Washington prices a cold-climate heat pump delivers heat for about $15.40 per million Btu, against $17.89 for a high-efficiency gas furnace.

A kitchen table with a house floor plan, a laser measure, a tape measure and a laptop showing the plan
Climate Zone 4C 4,376 heating and 265 cooling degree days a year
Cold-climate heat pump $15.40 per million Btu seasonal COP 2.8 for this climate
Gas furnace (95%) $17.89 per million Btu a heat pump beats gas here above a seasonal COP of 2.4
Heat pump programs 6 of 7 open Amounts and equipment rules

Climate and sizing

Heating runs from fall to spring here, but deep cold is rare, so seasonal heating efficiency (HSPF2) and quiet running matter more than output at 5°F. This is a marine climate: mild all year, so a small system sized to the real load runs quietly and efficiently. Whatever the climate, the system should be sized from a room-by-room load calculation (ACCA Manual J), not from the size of the old air conditioner or furnace: an oversized heat pump short-cycles, dehumidifies poorly and costs more.

IECC 2021 climate zone
4C
Heating degree days (65°F)
4,376
Cooling degree days (65°F)
265
Weather station
SEATTLE TACOMA INTL AP, WA US
Seasonal COP for planning
2.8 cold-climate · 2.5 standard
Typical home
built around 1976; 44% owner-occupied

Degree days: NOAA 1991–2020 climate normals. Climate zone: IECC 2021 (PNNL county list). Housing: Census American Community Survey. Seasonal COP: Seasonal COP for a whole heating season, including electric backup heat and defrost, for a heat pump sized for mild to cold weather. Planning values set slightly below modelled results (Dunsky/CCI 2024) because field studies (RDH for FortisBC; Yukon pilot) came in lower. Above 6,000 degree-days the values rest on one partial-season pilot in Whitehorse, so we use the low end of the band from 7,000 degree-days (Yellowknife).

What heat costs to run in Seattle

Cost per million Btu of heat delivered into the house, at Washington's average residential prices from the EIA (electricity for July 2026, gas as an annual average). A typical older house in a cold climate uses 50 to 100 million Btu of heat a year; a house in the South uses far less. Here a heat pump costs less to run than a 95% gas furnace whenever its seasonal COP is above 2.4, which a cold-climate system reaches in this climate.

Delivered heat cost by fuel in Seattle
Heating system Cost per million Btu of heat vs cheapest Based on
Cold-climate heat pump $15.40 cheapest seasonal COP 2.8 for this climate
Standard heat pump $17.24 +12% seasonal COP 2.5
Natural gas furnace (95%) $17.89 +16% $1.70 per therm (2025 average)
Electric furnace or baseboards $43.11 +180% 14.7¢ per kWh (July 2026)

Against electric resistance heat (baseboards or an electric furnace), even a standard heat pump cuts the heating bill by about 60%.

Prices: EIA electricity · EIA natural gas. Your own rate plan may differ, especially on a time-of-use or heat pump rate.

Heat pump rebates in Seattle

Every heat pump program we found for the Seattle area, with the equipment rule that decides which models qualify. Checked against each program's own page on October 19, 2026. Most utility programs need an AHRI-matched system; check the exact pairing in the AHRI directory before you sign.

Seattle Clean Heat Program (oil to heat pump)

Open

City of Seattle Office of Sustainability and Environment

Heat pump amounts$2,000 instant rebate for switching from oil heat, plus a $4,000 bonus for moderate-income households (81%-150% AMI; for example $116,650-$246,600 for 4 people), for up to $6,000. Households below the lower limit 'may be eligible for a free conversion through the Office of Housing.'

Equipment rule'A qualified Mitsubishi electric heat pump.' The page names no other brands and no NEEP or cold-climate specification. The oil tank must be decommissioned per Seattle Fire Department requirements.

Other conditionsA participating contractor is required (linked network).

seattle.gov ↗ · checked October 19, 2026

Seattle City Light air-source heat pump instant contractor discounts

Open

Seattle City Light, through participating distributors

Heat pump amountsAir-source heat pumps under 5.4 tons: SEER2 15.2 with HSPF2 8.1 or higher, $300; HSPF2 8.5 or higher, $400; SEER2 16.0 with HSPF2 9.5 or higher, $600.

Equipment ruleSEER2/HSPF2 tiers as listed, and the unit must be under 5.4 tons. No NEEP, AHRI or ENERGY STAR requirement is stated.

Other conditions'Contractor instant discounts are available only through participating distributors'; 'Do-it-yourself installations are not eligible for a heat pump rebate.'

seattle.gov ↗ · checked October 19, 2026

PSE electric resistance to air-source heat pump conversion rebate

Open

Puget Sound Energy

Heat pump amounts$1,500, or $2,400 for income-qualified Efficiency Boost customers. The page mentions a higher rebate for manufactured or mobile homes without giving the amount.

Equipment ruleDucted: an AHRI-certified, centrally ducted, all-electric air-source heat pump. Ductless: 'Only fully ductless systems qualify', AHRI-certified variable-speed inverter mini- or multi-split, at least 3/4 ton in heating mode. Either type 'must meet or exceed the current national energy efficiency standard'. Backup heat must be electric only (no dual fuel), with resistance lockout recommended at 35°F or below and compressor lockout disabled or set to 0°F or below. An indoor unit must be in the main living area.…

Other conditionsUse a PSE Recommended Energy Professional or Trade Ally: 'You may not use an out-of-network contractor or complete the work yourself.'

pse.com ↗ · checked October 19, 2026

PSE Moderate-Income Fuel-Switching Heat Pump rebate

Open

Puget Sound Energy

Heat pump amounts'Get a $4,000 rebate based on your income' when replacing PSE natural gas heat with a qualifying air-source heat pump.

Equipment ruleAHRI Certified, ducted or ductless, meeting the current national heat pump efficiency standard. Ductless units must be variable-speed inverter mini- or multi-splits of at least 3/4 ton, with a head in the main living area. Compressor lockout must be disabled or set at or below the balance point. Electric backup must be locked out, with a recommended setting 5°F above the balance point. Homes with existing electric resistance or hybrid heat pump systems are not eligible.

Other conditions'Must be installed by a PSE Trade Ally or REP.'

pse.com ↗ · checked October 19, 2026

Washington State HEAR (Climate Commitment Act funds) via local administrators

Not open yet

Washington State Department of Commerce, through 40 local administrators (e.g., City of Seattle, King County, City of Shoreline, City of Tacoma, Pierce County, Energy Smart Eastside, Seattle 2030 District)

Heat pump amountsVaries by local administrator; Commerce's page gives no amounts.

Equipment rule'All equipment must meet ENERGY STAR or AHRI certification.' Eligible types: ducted, ductless, packaged terminal air-source and ground-source heat pumps.

Other conditionsNot stated on Commerce's page.

StatusOperating through local administrators for households at or below 150% AMI. Federal IRA rebates in Washington have not launched; that is a separate program.

commerce.wa.gov ↗ · checked October 19, 2026

Tacoma Power heat pump rebates and loans

Open

Tacoma Power (Tacoma Public Utilities)

Heat pump amountsReplacing zonal or electric forced-air heat: ductless (up to 4 units) $1,000; ductless (5+ units) $650; air-source $1,000; variable-speed $2,000 when replacing an electric forced-air furnace. Replacing non-electric heat: variable-speed $1,000. Replacing an existing heat pump: variable-speed $1,000. Homes with existing electric heat can also get 7-year 0% loans up to $20,000, and income-qualified customers a deferred loan plus rebate.

Equipment ruleAHRI-certified high-efficiency heat pumps only. Rebates need at least HSPF 9.0 or HSPF2 7.5, and SEER 15 or SEER2 14.3. Ductless units must be installed in the main area of the home.

Other conditions'You must use a Tacoma Power Participating Contractor'; DIY installs are not eligible.

mytpu.org ↗ · checked October 19, 2026

Snohomish County PUD heat pump instant rebates

Open

Snohomish County PUD

Heat pump amountsDucted conversion $1,800 (minimum 7.5 HSPF2 / 13.8 SEER2). Ducted inverter-driven $2,500 (minimum 8.5 HSPF2 / 13.8 SEER2). Taken off the bill by the registered contractor.

Equipment ruleHSPF2/SEER2 minimums as listed. For electrically heated homes; 'Electric heat must be a primary heating source'. Eligible homes are single-family, manufactured, and units in buildings of up to four attached dwellings.

Other conditions'Must be installed by a PUD registered contractor.'

snopud.com ↗ · checked October 19, 2026

Federal

Federal tax credit (25C)

Ended

No 25C credit for a heat pump placed in service after December 31, 2025. Heat pumps installed in 2025 are claimed on 2025 returns.

irs.gov ↗

High-Efficiency Electric Home Rebates

The federal rebate (formerly HEAR) pays up to $8,000 toward an ENERGY STAR certified heat pump for income-qualified households, through the state. Since May 29, 2026 it covers only upgrades from existing electric equipment, and the installer must be on the state's contractor list. Washington's status is in the program list above.

Program rules ↗

Audit programs, other rebates and help for lower-income homes: our Seattle guide.

Systems that suit Seattle

The certified systems that heat most efficiently at 5°F, and those that cool most efficiently, on current refrigerants, from ENERGY STAR's US listings. Rebadged twins with identical ratings are folded into one row.

Central systems that heat best in the cold (2 tons and up)

Central systems that heat best in the cold (2 tons and up) for Seattle
Brand Outdoor / indoor model Size Heat at 5°F COP at 5°F HSPF2 SEER2 Refrigerant AHRI #
Samsung Hylex AC060FCUPCG FEMUU1A60S001R 56,000 BTU/h 4.5-ton 43,000 BTU/h 77% of rated 2.58 9.0 17.0 R-454B ENERGY STAR Cold Climate 217734250
Samsung Hylex AC048FCUPCG FEMTT7A60S001R 48,000 BTU/h 4-ton 40,500 BTU/h 84% of rated 2.52 8.5 16.5 R-454B ENERGY STAR Cold Climate 217734248
Hisense Hi-PRO HD AUWR-60U3TH5 AUH-48UX3TEH3 Same ratings also listed as Multi MFG 48,000 BTU/h 4-ton 37,000 BTU/h 77% of rated 2.52 9.0 19.0 R-454B ENERGY STAR Cold Climate 215270433
Lennox Elite EL21KLV SERIES EL21KLV-036-230A** CK40HT-30B-**+TDR 30,800 BTU/h 3-ton 22,600 BTU/h 73% of rated 2.48 9.0 18.5 R-454B ENERGY STAR Cold Climate 217443282
Midea MVB Series MOE30-36HFN10-M3X MVBDM-36HWFN10-WC3 36,000 BTU/h 3-ton 36,000 BTU/h 100% of rated 2.46 10.0 18.0 R-454B ENERGY STAR Cold Climate 216967947
Hisense Hi-PRO HD AUWR-6024P AUH-6024 Same ratings also listed as Multi MFG 57,000 BTU/h 5-ton 42,000 BTU/h 74% of rated 2.46 9.0 19.0 R-454B ENERGY STAR Cold Climate 214855379
Armstrong Air, AirEase, Ducane and Concord A7CP21V Series A7CP21V36P-**A 7EH30BX-**+TDR Same ratings also listed as AC PRO 30,600 BTU/h 3-ton 22,400 BTU/h 73% of rated 2.46 9.0 19.0 R-454B ENERGY STAR Cold Climate 217446281
GE Appliances and Haier NS21H Series NS21H36MA5-**A NCHC30BT5*-**+TDR 30,600 BTU/h 3-ton 22,400 BTU/h 73% of rated 2.46 9.0 17.0 R-454B ENERGY STAR Cold Climate 217642661

Mini-splits that heat best in the cold

Mini-splits that heat best in the cold for Seattle
Brand Outdoor / indoor model Size Heat at 5°F COP at 5°F HSPF2 SEER2 Refrigerant AHRI #
Midea M3O Series M3OX430-27HFN8-M1 Same ratings also listed as Innovair, Stelpro, Dettson and Ouellet 27,000 BTU/h 2.5-ton 21,400 BTU/h 79% of rated 2.80 10.0 22.5 R-32 ENERGY STAR Cold Climate 218461516
Fujitsu AIRSTAGE H-Series AOUH12KTAP1 ASUH12KTAS 15,300 BTU/h 1-ton 16,200 BTU/h 106% of rated 2.62 13.7 31.5 R-32 ENERGY STAR Cold Climate 216018256
Hitachi airCore700 PAS-18BUFASDQ1-LAC PCI-B18UFA1DQ 18,000 BTU/h 1.5-ton 15,000 BTU/h 83% of rated 2.60 11.0 27.0 R-32 ENERGY STAR Cold Climate 217450776
York airCore700 YPAS18BUFASDQ1 YPCIB18UFA1DQ Same ratings also listed as Hitachi 20,000 BTU/h 1.5-ton 16,200 BTU/h 81% of rated 2.60 11.0 25.0 R-32 ENERGY STAR Cold Climate 218694242
York Y600 YRACGJ09WHAA YRAKGJ09PHAA Same ratings also listed as Hitachi 9,000 BTU/h 1-ton 8,400 BTU/h 93% of rated 2.57 11.4 23.0 R-32 ENERGY STAR Cold Climate 218037188
Carrier 45M Series 37MARAQ24AA3 45MAHAQ24XA3 Same ratings also listed as Bryant, Midea, Heil, Tempstar, Comfortmaker, KeepRite and other ICP brands, Payne and WeatherMaker, Kenmore, LPS Legacy, Smart Comfort 25,000 BTU/h 2-ton 19,600 BTU/h 78% of rated 2.54 11.7 23.1 R-454B ENERGY STAR Cold Climate 215323752
Bosch BMS Series BMS500-AAS024-1CSXRD BMS500-AAU024-1AHWXD Same ratings also listed as Midea, Moovair, Innovair, Stelpro, Dettson and Ouellet, Cooper & Hunter, ACiQ, Blueridge, AC PRO, CanAir 25,000 BTU/h 2-ton 19,600 BTU/h 78% of rated 2.54 11.7 23.0 R-454B ENERGY STAR Cold Climate 215223306
Fujitsu AIRSTAGE H-Series AOUH15KTAP1 ASUH15KTAS 17,400 BTU/h 1-ton 18,400 BTU/h 106% of rated 2.52 13.0 28.7 R-32 ENERGY STAR Cold Climate 216018257

Central systems that cool most efficiently

Central systems that cool most efficiently for Seattle
Brand Outdoor / indoor model Size SEER2 EER2 HSPF2 COP at 5°F Refrigerant AHRI #
Carrier Infinity 23 VS Heat Pump 27VNA324A*030* CVAMA4421XMA*+UI Same ratings also listed as Bryant, Heil, Tempstar, Comfortmaker, KeepRite and other ICP brands, ACiQ, Kenmore 27,600 BTU/h 2-ton 23.0 14.0 9.5 2.06 R-454B ENERGY STAR Cold Climate 217624611
Bryant Evolution 23 VS Heat Pump 293VAN048**AA* FE5BNBD60L*+UI Same ratings also listed as Heil, Tempstar, Comfortmaker, KeepRite and other ICP brands, ACiQ, Kenmore 48,000 BTU/h 4-ton 23.0 12.5 9.5 1.98 R-454B ENERGY STAR Cold Climate 215931505
Carrier Infinity 23 VS Heat Pump 27VNA336A*030* CVAVA6124XMA*+UI Same ratings also listed as Bryant, Heil, Tempstar, Comfortmaker, KeepRite and other ICP brands, ACiQ, Kenmore 37,600 BTU/h 3-ton 22.5 12.5 8.5 2.06 R-454B ENERGY STAR Cold Climate 215936924
Heil, Tempstar, Comfortmaker, KeepRite and other ICP brands SmartSense 23 VS HP B5H3V36*K*AAA* EVM5X61M24A*+WALLCON Same ratings also listed as Kenmore 37,600 BTU/h 3-ton 22.5 12.5 8.5 2.04 R-454B ENERGY STAR Cold Climate 218411807
York LX SERIES YH960E2C11 CTM60C5CGS1+JMC17C2SN1+CC Same ratings also listed as Coleman and Luxaire, Kenmore 48,000 BTU/h 4-ton 22.0 12.0 9.0 2.00 R-454B ENERGY STAR Cold Climate 218026792
Mitsubishi Electric P series 5HCL9036A1000A* 5TEM9D04AC31SA* 40,000 BTU/h 3-ton 21.2 12.1 9.2 2.10 R-454B ENERGY STAR Cold Climate 217497618
Lennox DAVE LENNOX SIGNATURE SL22KLV SERIES SL22KLV-060-230A** CK40[C,U]T-60C-**+TDR 51,000 BTU/h 4.5-ton 21.1 11.7 9.0 1.96 R-454B ENERGY STAR Cold Climate 216776120
Lennox Elite EL21KLV SERIES EL21KLV-024-230A** CK40HT-24B-**+TDR Same ratings also listed as Armstrong Air, AirEase, Ducane and Concord 24,000 BTU/h 2-ton 21.0 13.5 8.2 1.90 R-454B ENERGY STAR Cold Climate 218745112

Brands with the most cold-climate models

Outdoor models that meet ENERGY STAR Cold Climate, by brand. Each brand page has the warranty, product lines and best models.

Heat pump brands for Seattle
Brand ENERGY STAR Cold Climate Best COP at 5°F All certified models Price tier
Midea 523 2.89 629 Mid-range
Gree 368 2.40 406 Mid-range
Mitsubishi Electric 241 3.28 369 Premium
Innovair, Stelpro, Dettson and Ouellet 209 2.80 220 Mid-range
Innova (formerly Ephoca) 191 2.30 191 Premium
TCL 166 2.25 176 Not rated
Blueridge 161 2.54 202 Budget
Heil, Tempstar, Comfortmaker, KeepRite and other ICP brands 146 2.89 275 Budget to premium
Moovair 136 2.89 152 Mid-range
Bryant 123 2.89 219 Budget to premium
Carrier 123 2.89 201 Budget to premium
Comfort-Aire and Century 123 2.44 151 Mid-range

Compare every brand · All 43 brand pages and every certified name

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