Home energy audits in New York City

Amount PSE&G: up to $7,500 in rebates plus up to $25,000 in interest-free on-bill repayment (contractors set their own fee for the initial assessment). JCP&L: $2,000 plus $200 for each percentage point of modeled savings above 5%, capped at $7,500 and at 50% of cost, with 0% loans of $2,500–$25,000 repaid on the bill.

Who qualifies Residential customers of the respective utility working with a participating BPI-certified contractor. JCP&L requires at least 5% modeled savings.

Amount Good package (attic and rim joist): $2,500. Better package (plus walls and floors): $3,000. Windows add-on: $2,000. Repeat participants get $1,000 if their last incentive was within a year, $2,000 if longer. Westchester projects may get an extra $1,000.

Who qualifies Homeowners of one-to-four family homes who pay the System Benefits Charge (SBC) on their electric bill, per the May 2025 fact sheet. Eligibility is checked in the MyEnergy portal. The page does not say whether contractors cover all five boroughs.

Amount Insulation $2,500 (market rate), $3,125 (market rate in a Disadvantaged Community), $5,200 (low income and DAC). Air sealing $1,000, $1,250, $2,000. Duct sealing $500, $625, $800. Windows $4, $4, $8 (the unit is footnoted on the page and not shown in the table text).

Who qualifies PSEG Long Island customers, including the Rockaways, using a participating contractor. Insulation requires blower-door-assisted air sealing. Enhanced tiers need income verification: low income is 60% of AMI (e.g., $98,925 for a household of 4 in 2026) and moderate income is 80% of AMI ($131,900 for 4).

Amount Single-family: $10,000 if the home is weatherized, or $7,000 standard; in a Disadvantaged Community, $11,000 or $8,000. Apartments: $5,000 or $3,500 ($5,500 or $4,000 in a DAC). Keeping the old system with integrated controls pays $2,500 single-family or $1,000 apartment ($4,500 or $2,000 in a DAC). Customers who already got a partial heat pump incentive can get up to $4,000 more (single-family) or $1,500 (apartment) when they remove or disable the fossil fuel system. All incentives are capped at 70% of project cost (85% in a DAC).

Who qualifies Con Edison customers in single-family homes, 2–4 family buildings, or individually owned apartments in 5+ unit buildings. Work must be done by a Clean Heat Participating Contractor and the home must be deemed 'service adequate'.

Amount Whole-building retrofit: $30,000 if the home is weatherized, or $25,000 standard; in a Disadvantaged Community, $40,000 or $35,000. New construction: $15,000 ($20,000 in a DAC). All incentives are capped at 70% of project cost (85% in a DAC). Con Edison's overview page still says 'up to $35,000'.

Who qualifies Con Edison customers working with an approved contractor. The home must be deemed 'service adequate'.

Amount $1,500 instant rebate for purchases September 1 to November 30, 2026; $1,300 outside that window

Who qualifies Active Con Edison electric account holders. The unit must be ENERGY STAR certified, under 120 gallons, and bought in store at a participating Lowe's or Home Depot (coupon from VerifyConEdRebates.com) or through a contractor via a participating distributor.

Amount Per single-family home (1–4 units): Low Income (<60% AMI) $7,500; Moderate Income (<80% AMI) $5,000; Market Rate in a Disadvantaged Community $5,000; Market Rate $4,000

Who qualifies PSEG Long Island customers using a participating contractor. The system must meet 100–120% of the whole-home heating load (Manual J). Integrated controls are required, or the fossil system must be removed. Equipment must be on the NEEP ccASHP list.

Amount PSE&G's current page advertises 'up to $1,050 in instant savings', plus 'an additional $300 per eligible measure' for low- to moderate-income customers. The amounts PSE&G listed in early October 2026 could not be re-confirmed there: full displacement with a cold-climate ASHP, lesser of $10,000 or 50% of the largest system's project cost (low- to moderate-income customers: lesser of $12,000 or 60%); up to $2,000 for decommissioning, up to $2,000 for re-ducting, and $2,000 for each additional ccASHP needed; dual-fuel projects, lesser of $5,000 or 50% (LMI: $6,000 or 60%), plus up to $1,500 per integrated control (max two); standard HVAC instant rebates of ccASHP $600, ASHP $300/$450 and HPWH $450; 0% on-bill repayment up to $50,000 for decarbonization ($75,000 combined).

Who qualifies PSE&G residential electric customers (or Butler Electric customers with PSE&G gas) who own a 1–4 unit home, through a participating contractor. New construction is excluded. LMI means ≤400% of the Federal Poverty Level, a low/moderate-income census tract, or enrollment in a listed assistance program.

Amount Heat pump dryer: 100% of project cost up to $840 (0–80% AMI) or 50% up to $840 (80–150% AMI). Electrical panel: up to $4,000. Electrical wiring: up to $2,500. Same 100%/50% split.

Who qualifies Households up to 150% of Area Median Income. Renters need landlord attestation. Cannot be used at the same time as EmPower+.

Amount Downstate (all five NYC boroughs, Nassau, Suffolk, Westchester): low income gets no-cost improvements up to $14,000 per project; moderate income gets 50% of cost up to $7,000. On top of those caps, the Sustainable Futures Program adds air-source heat pump $10,000, ground-source $10,000, heat pump water heater $5,000, panel box $5,000 and electrical wiring $2,500. HEAR adds air sealing, insulation and ventilation: $1,600.

Who qualifies Households below 80% of State/Area Median Income, or in a utility payment assistance program. Owners and renters of 1–4 family homes.

Amount $1,500 to $25,000, unsecured, 5-, 10- or 15-year terms. Rates are not stated on the page; use NYSERDA's 'Find Interest Rate' link.

Who qualifies Owners of existing 1–4 family homes. A no-cost energy assessment is required first. On-Bill Recovery requires a participating utility (Con Edison qualifies; PSEG Long Island customers apply through the utility) and estimated savings greater than the loan payment.