Glossary · Programs & credentials

Canada Greener Homes Affordability Program (CGHAP)

Also called: Greener Homes Affordability Program · Greener Homes Affordability

A federal program that pays the full cost of recommended energy upgrades for low- to median-income homeowners and renters, through provinces.

What it means

CGHAP uses a direct-install model: a provincial partner or utility arranges the assessment and installs upgrades such as insulation, air sealing and heat pumps at no upfront cost to eligible households. You apply through your province's partner program, not the federal government, and income rules vary by province. The program is transitioning from NRCan to ECCC, and no third parties are authorized to contact homeowners about it unsolicited.

Why it matters in an audit

For eligible households it can cover what other rebates only partly fund, but it's available only where a provincial agreement is in place.

Typical numbers

Reference values with their sources. Your energy advisor’s report gives the figure for your own house.

What	Value	Source
Status (checked 2026-10-26)	Open in British Columbia (BC Hydro, FortisBC), Manitoba (Efficiency Manitoba), Newfoundland and Labrador (takeCHARGE), Nova Scotia (EfficiencyOne HomeWarming and African Nova Scotian Communities Retrofit), PEI (free insulation programs) and Quebec (Hydro-Québec modest-income program); NRCan page modified Oct 16, 2026	natural-resources.canada.ca ↗
Not yet available (checked 2026-10-26)	No listed program in Ontario, Alberta, Saskatchewan, New Brunswick or the territories	natural-resources.canada.ca ↗
Rollout	First agreement with Manitoba, Sept 12, 2025; Quebec, BC, Nova Scotia and PEI announced June 29, 2026; Newfoundland and Labrador, Oct 16, 2026	canada.ca ↗
Newfoundland and Labrador example	$10.5 million federal plus $3.15 million from the two utilities, for 1,400+ households	canada.ca ↗
National funding	$800 million over five years (Budget 2024, as summarized by the IEA policy database; not stated on NRCan's page)	iea.org ↗

Sources

Learn more here

Canada Greener Homes Affordability Program →

Related terms

NRCan (Natural Resources Canada) The federal department that built Canada's home energy programs, like EnerGuide; its efficiency office moved to Environment and Climate Change Canada in 2026.
ECCC (Environment and Climate Change Canada) The federal environment department, which took over NRCan's Office of Energy Efficiency, including home energy programs, on July 30, 2026.
Air sealing Blocking the hidden gaps where air leaks in and out of a house, which cuts drafts, heating and cooling costs, and moisture problems.
Heat pump An electric system that moves heat instead of making it: out of the house in summer and into it in winter, using a refrigerant loop.
Canada Greener Homes Grant (closed) A federal home retrofit grant that took applications from May 2021 to February 2024; it's closed, and its final document deadline was Dec 31, 2025.
Oil to Heat Pump Affordability program (OHPA) (closed) A federal grant for switching from oil heating to a heat pump; applications closed July 31, 2026, and final paperwork is due Jan 31, 2027.
National Heat Pump Rebate (announced) A federal heat pump rebate announced in October 2026: $2,000, or up to $10,000 for low- to median-income households, with an online portal due in early 2027.

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