Provincial guide · program status verified per item

Home energy audits in Ontario

Ontario is our home turf and the deepest part of this site: the Home Renovation Savings Program's audit-linked rebates, Toronto's HELP loans, CMHC's premium refunds — plus city-by-city guides for twelve markets and a provider directory with verified credentials.

A Victorian red-brick semi-detached house with a front porch in autumn

The housing stock, read like an auditor

From pre-Confederation stone to last year's tract builds, Ontario has every housing era in volume. The pattern that matters: pre-1980 stock dominates the resale market, and it's exactly the stock where audits find five-figure savings opportunities.

Programs in Ontario: what's actually live

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$600 assessment rebate · insulation to $7,700 · heat pumps to $7,500 ($12,000 ground-source)

Home Renovation Savings Program

The audit-linked path: pre- and post-retrofit EnerGuide assessments through one of seven approved service organizations unlock the stack, and the follow-up must be done by December 31, 2026. If your gas comes from Kitchener Utilities or Utilities Kingston rather than Enbridge, check eligibility first. Full details in our program tracker.

Full program guide → · Official page ↗ · verified October 8, 2026

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Low-interest City loans · 25% premium refund

Toronto HELP + CMHC Eco refunds

Toronto's Home Energy Loan Program funds projects at posted rates (assessment required for most), and CMHC-insured buyers can claim Eco premium refunds. Both verified in the tracker.

Details on our tracker → · verified October 8, 2026

The federal picture

announced National Heat Pump Rebate (new): Announced October 8, 2026 and expected to open early 2027: $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Apply online, approval within 24 hours, no EnerGuide evaluation, and it can be combined with provincial rebates. Not open yet. What we know → ↗

closed Canada Greener Homes Grant & Loan: The grant closed to new applicants in February 2024; the interest-free loan (up to $40,000) stopped taking applications October 1, 2025 and its funding is fully committed. Approved applicants keep their funding — new ones can't join. ↗

live Greener Homes Affordability Program: Free direct-install retrofits (insulation, heat pumps) for low-to-median-income owners and tenants, expanded June 29, 2026 with over $500 million, delivered through provincial partners in BC, Manitoba, Newfoundland and Labrador, Nova Scotia, PEI and Quebec (Quebec's 2026–27 registration has ended), with more to be listed. You apply through your province's program, never through cold-callers. ↗

closed Oil to Heat Pump Affordability (OHPA): Closed to new applications July 31, 2026 (approved participants have until January 31, 2027 to submit receipts). It paid up to $15,000 (plus a one-time $250 payment) toward oil-to-heat-pump conversions for income-qualified households. In Ontario it was delivered with Save on Energy as a free heat pump installation worth up to $25,000. ↗

Heat pumps in Ontario → What one costs to run against gas, oil and baseboards here, every heat pump rebate with its equipment rule, and the certified cold-climate systems and brands that suit the winters.

Local guides for 30 cities in Ontario

Each city page covers 16 audit and testing services with that city's own climate, housing age and service organizations. The bar shows its houses by construction era, oldest first.

Monitor & test in Ontario

Local geology, water sources, and climate set the home-health checklist. Each item links to its full guide; the 30-second screener personalizes it to your exact house.

City-by-city detail

Ontario gets the full treatment: twelve city guides with local housing eras, program angles, and monitor-and-test sections from Ottawa's radon belt to London's humidity.

Radon

Varies house to house across every Ontario geology — the winter kit is the answer everywhere, and Ottawa-area homes especially shouldn't skip it.

Free well-water testing

Ontario's standout: Public Health Ontario tests private well samples for bacteria free of charge. Rural homeowners — use it seasonally.

CO alarms are law

The Hawkins-Gignac Act requires alarms near sleeping areas in homes with fuel appliances, fireplaces, or attached garages — Ontario is the province where this is settled law, not just best practice.

Run your Ontario home through the planner

Postal code in, plan out: your era's likely story, the tests to ask for by name, and the Ontario programs above matched to your situation.

Check my home →

Other provinces: British Columbia · Alberta · Saskatchewan · Manitoba · Quebec · New Brunswick · Nova Scotia · Prince Edward Island · Newfoundland & Labrador · The North (YT · NT · NU)

Find a registered advisor in Ontario

NRCan-registered service organizations work in every province. Tell us where you are and what you're planning — we'll point you at the right door, with your province's programs flagged.