Quebec · climate zone 6 · prices and rebates checked October 8, 2026

Insulation and upgrade payback calculator for Laval

Laval has 4,167 heating degree-days a year (climate zone 6), and NRCan recommends about R-60 in an attic here. For a typical detached house of about 1,600 sq ft (149 m²) built between 1966 and 1980 with a gas furnace, mid-efficiency, topping up the attic from R-20 to R-60 saves about $100 a year at $0.794/m³ and costs about $1,200–$1,960; the smallest open rebate that applies (Rénoclimat (rules from Oct. 1, 2026)) is $1,200–$1,400. In an electrically heated house the same attic saves about $135 a year.

Heating degree-days

4,167

NBC climate zone 6

NRCan attic target

R-60

code minimum for new homes R-49.2

Natural gas, one more m³

$0.794/m³

used for every saving

Open rebate programs

2

Rénoclimat (rules from Oct. 1, 2026); Hydro-Québec LogisVert — roof insulation and caulking work

Upgrade payback calculator for Laval

Pre-filled for a typical 1966–1980 house in Laval with Laval's climate, prices and open rebates. The insulation levels are typical assumptions for the era, not measurements: change anything you know about your house. Nothing you enter leaves your browser.

Your house
Year built
Type
Size (heated floors above the basement)
sq ft
Heating and bills
$

Used for every saving (fixed charges left out).

$

Only used to turn a monthly bill into energy.

Calibrate to your bills (optional)

Based on a typical house

$1,250saved a year with 6 upgrades

About 9,790 kWh a year less for your electric baseboards or furnace: 35.3 GJ of the 88.7 GJ of heat the house needs (40%).

Installed cost
$13,550–$21,460 + your quotes
Rebates counted
$1,200–$1,400
Simple payback
18–30 years for the 4 upgrades with a cost
Saving over 20 years
$25,070

Enter your quote for wall insulation and basement wall insulation to add them to the cost and payback. The 4 upgrades with a cost save about $670 a year together.

Measures overlap, so the total (40% of your heating need) is less than the sum of each one alone (48%).

Add your annual use or a monthly bill to calibrate these numbers to your house. Most rebates need an EnerGuide evaluation before and after the work; their conditions are listed further down this page.

Attic insulation
R-
R-

NRCan recommends R-60 for climate zone 6; we cap the default at R-60. The building code minimum for a new house here is R-49.2.

sq ft
$
Or cost per sq ft (low – high)
$ – $

HomeStars (updated 21/08/2026): "installation costs range from $1.50 to $2.45 per square foot"; Canadian attic jobs average $1,500–$3,000 including materials and installation.

$135/yr · 3.8 GJ (4.3% of heating) · cost $1,200–$1,960 · $1,200–$1,400 rebate · payback right away to 4.1 years

Wall insulation
How
RSI

R-12

sq ft
$

We couldn't verify a 2025–2026 Canadian price for wall insulation, so this starts blank. NRCan: on an exterior retrofit the insulation is only about 15–20% of the cost.

$305/yr · 8.6 GJ (9.7% of heating) · cost enter your quote · $5,530 rebate · payback enter a cost

Basement wall insulation
RSI

R-4

RSI

R-20

sq ft
$

$485/yr · 13.6 GJ (15.3% of heating) · cost enter your quote · $2,230 rebate · payback enter a cost

New windows
windows
$
Or cost per window (low – high)
$ – $

HomeStars (updated 21/08/2026): $800–$1,000 for a double-hung and $900–$1,200 for a casement window, installed; bay and bow windows $2,500–$4,000.

$285/yr · 8.0 GJ (9.0% of heating) · cost $12,000–$18,000 · no rebate counted · payback 42–64 years

Air sealing
%
ACH50

Leave the cut blank for our default: 20%, or 15% if your house tests under 4 ACH50. The blower-door number is on your EnerGuide report.

Cost (low – high)
$ – $

HomeStars (updated 21/08/2026): air sealing and ventilation "could add $350 to $1,500" to an attic insulation job.

$120/yr · 3.3 GJ (3.8% of heating) · cost $350–$1,500 · no rebate counted · payback 3.0–13 years

Thermostat setback
°C
hours a day
$

NRCan suggests 17 °C when you're asleep or away and 20 °C when you're home, and not going below 17 °C. $0 if you already have a programmable thermostat; we couldn't verify a 2025–2026 price for a new one.

$190/yr · 5.3 GJ (6.0% of heating) · cost $0 · no rebate counted · payback right away

Each upgrade on its own
UpgradeSaved a yearCost and rebatePayback20 years
Attic insulationR-20 → R-60 over 800 sq ft $1351,060 kWh a year $1,200–$1,960rebate $1,200–$1,400 right away to 4.1 years $2,700
Wall insulationR-10 exterior insulation: RSI 2.1 → 3.9 over 1,580 sq ft $3052,390 kWh a year your quoterebate $5,530 enter a cost $6,120
Basement wall insulationRSI 0.7 → 3.5 over 890 sq ft of wall $4853,780 kWh a year your quoterebate $2,230 enter a cost $9,680
New windows15 windows: U 2.86 → 1.22 $2852,210 kWh a year $12,000–$18,000 42–64 years $5,670
Air sealingA 20% cut in air leakage (NRCan: about 25% of heat loss) $120925 kWh a year $350–$1,500 3.0–13 years $2,370
Thermostat setback3.0 °C lower for 8 hours a day $1901,480 kWh a year $0 right away $3,780

Savings use the price of one more unit of energy, not your average price. Each upgrade is shown on its own against your house as it is now; the total above accounts for overlap. Payback = (cost − rebate) ÷ yearly saving; the 20-year figure has no price increases or discounting.

Laval at a glance: standard upgrades for a 1966–1980 house

Detached, about 1,600 sq ft over a full basement, two storeys, with the era's typical insulation (attic R-20, walls RSI 2.1, uninsulated basement walls, double-glazed windows). Savings use the price of one more unit of energy; costs are installed ranges where we could verify one.

Gas-heated (mid-efficiency furnace)
UpgradeSaved a yearCost and rebatePayback20 years
Attic insulationR-20 → R-60 over 800 sq ft $1003.8 GJ · 4.3% $1,200–$1,960rebate $1,200–$1,400 right away to 5.6 years $2,010
Wall insulationR-10 exterior insulation: RSI 2.1 → 3.9 over 1,580 sq ft $2308.6 GJ · 9.7% get a quoterebate $5,530 enter a cost $4,560
Basement wall insulationRSI 0.7 → 3.5 over 890 sq ft of wall $36013.6 GJ · 15.3% get a quoterebate $2,230 enter a cost $7,200
New windows15 windows: U 2.86 → 1.22 $2108.0 GJ · 9.0% $12,000–$18,000 57–85 years $4,220
Air sealingA 20% cut in air leakage (NRCan: about 25% of heat loss) $883.3 GJ · 3.8% $350–$1,500 4.0–17 years $1,760
Thermostat setback3.0 °C lower for 8 hours a day $1405.3 GJ · 6.0% $0 right away $2,820
Electrically heated (baseboards)
UpgradeSaved a yearCost and rebatePayback20 years
Attic insulationR-20 → R-60 over 800 sq ft $1353.8 GJ · 4.3% $1,200–$1,960rebate $1,200–$1,400 right away to 4.1 years $2,700
Wall insulationR-10 exterior insulation: RSI 2.1 → 3.9 over 1,580 sq ft $3058.6 GJ · 9.7% get a quoterebate $5,530 enter a cost $6,120
Basement wall insulationRSI 0.7 → 3.5 over 890 sq ft of wall $48513.6 GJ · 15.3% get a quoterebate $2,230 enter a cost $9,680
New windows15 windows: U 2.86 → 1.22 $2858.0 GJ · 9.0% $12,000–$18,000 42–64 years $5,670
Air sealingA 20% cut in air leakage (NRCan: about 25% of heat loss) $1203.3 GJ · 3.8% $350–$1,500 3.0–13 years $2,370
Thermostat setback3.0 °C lower for 8 hours a day $1905.3 GJ · 6.0% $0 right away $3,780

The house needs about 88.7 GJ of heat a year here. Walls in this era already hold about RSI 2.1, so dense-packing gains nothing and the table shows R-10 of exterior insulation instead. Wall and basement prices start blank because we couldn't verify a 2025–2026 Canadian cost; the 20-year column shows what each upgrade is worth to compare with a quote.

Rebates for these upgrades in Quebec

Rénoclimat changed on October 1, 2026: the evaluation is now optional, insulation is paid per square foot with house caps, windows must be ENERGY STAR Most Efficient ($300 each), and doors, air sealing and HRVs dropped out. Heat pumps are Hydro-Québec LogisVert's territory (no audit). Hydro-Québec's roof insulation + caulking grant ($1,500) is still listed for electrically heated houses.

Attic insulation

Rénoclimat (rules from Oct. 1, 2026) Open
Roof insulation: up to $2,000 per house at $1.75 per sq ft; add at least R-20 and reach R-60 (attic) or R-40 (cathedral/flat); at least 300 sq ft.
Conditions: Work done on or after October 1, 2026 by a contractor holding the matching RBQ licence, who fills in and signs the Formulaire d'attestation de conformité des travaux. Self-installation not eligible. The pre-work evaluation is optional. House must be in Québec, built and lived in for at least five years, on permanent foundations and connected to Hydro-Québec or a municipal/co-op grid. Aid is the lesser of pre-tax eligible spending or the table amount; total Rénoclimat…
Deadline: Claim within 12 months of finishing the work, and before the program's planned end date of March 31, 2029.
Program details · official page ↗ · checked October 8, 2026

Hydro-Québec LogisVert — roof insulation and caulking work Open
Hydro‑Québec provides grants in the amount of $1,500 for roof insulation and caulking work when all Program requirements are met.
Conditions: Houses (single-family, semi-detached, row, mobile, four-season cottage) that use electricity as the main heating source. Roof insulation must reach RSI 8.8 (R-50) over 100% of the roof, and caulking must cover windows, exterior doors, patio doors, attic hatches, range hoods, bathroom fans, electrical outlets and fireplaces. Both parts are required. RBQ-licensed contractors (subclass 7.0). Grant can't exceed 100% of pre-tax cost. Apply through the LogisVert portal within nine…
Deadline: Apply within 9 months of the work.
Program details · official page ↗ · checked October 8, 2026

Wall insulation

Rénoclimat (rules from Oct. 1, 2026) Open
Exterior walls: $3.50 per sq ft, up to $7,000 per house; add at least R-9 over at least 300 sq ft.
Conditions: Work done on or after October 1, 2026 by a contractor holding the matching RBQ licence, who fills in and signs the Formulaire d'attestation de conformité des travaux. Self-installation not eligible. The pre-work evaluation is optional. House must be in Québec, built and lived in for at least five years, on permanent foundations and connected to Hydro-Québec or a municipal/co-op grid. Aid is the lesser of pre-tax eligible spending or the table amount; total Rénoclimat…
Deadline: Claim within 12 months of finishing the work, and before the program's planned end date of March 31, 2029.
Program details · official page ↗ · checked October 8, 2026

Basement wall insulation

Rénoclimat (rules from Oct. 1, 2026) Open
Foundations: up to $2,500 per house combined. Basement walls incl. rim joist $2.50/sq ft (add R-15); slab $0.50/sq ft (add R-3); crawlspace walls $3.50/sq ft (add R-23); floor over crawlspace $3.50/sq ft; exposed floor $3.50/sq ft (min 150 sq ft).
Conditions: Work done on or after October 1, 2026 by a contractor holding the matching RBQ licence, who fills in and signs the Formulaire d'attestation de conformité des travaux. Self-installation not eligible. The pre-work evaluation is optional. House must be in Québec, built and lived in for at least five years, on permanent foundations and connected to Hydro-Québec or a municipal/co-op grid. Aid is the lesser of pre-tax eligible spending or the table amount; total Rénoclimat…
Deadline: Claim within 12 months of finishing the work, and before the program's planned end date of March 31, 2029.
Program details · official page ↗ · checked October 8, 2026

Air sealing

"Amélioration de l'étanchéité" is "Non admissible" under Rénoclimat from October 1, 2026 (it paid $400/$600/$800 before). Air sealing now earns money only inside Hydro-Québec's roof insulation + caulking bundle ($1,500, electrically heated houses) or for Rénoclimat transition participants.

Windows and doors

Rénoclimat (rules from Oct. 1, 2026) Open
ENERGY STAR Most Efficient windows: $300 per rough opening, up to $4,500 per house.
Conditions: Work done on or after October 1, 2026 by a contractor holding the matching RBQ licence, who fills in and signs the Formulaire d'attestation de conformité des travaux. Self-installation not eligible. The pre-work evaluation is optional. House must be in Québec, built and lived in for at least five years, on permanent foundations and connected to Hydro-Québec or a municipal/co-op grid. Aid is the lesser of pre-tax eligible spending or the table amount; total Rénoclimat…
Deadline: Claim within 12 months of finishing the work, and before the program's planned end date of March 31, 2029.
Program details · official page ↗ · checked October 8, 2026

Common questions in Laval

Does attic insulation pay for itself in Laval?

For a typical detached house of about 1,600 sq ft (149 m²) built between 1966 and 1980, going from R-20 to R-60 saves about $100 a year with a mid-efficiency gas furnace and $135 with electric baseboards, counted at the price of one more unit of energy. At HomeStars' $1.50–$2.45 per sq ft (about $1,200–$1,960) and a $1,200–$1,400 rebate, simple payback is right away to 5.6 years (right away to 4.1 years for an electrically heated house). Attics with less than R-20 save more.

What insulation rebates are open in Laval?

As of October 8, 2026: Attic insulation: Rénoclimat (rules from Oct. 1, 2026) (Roof insulation: up to $2,000 per house at $1.75 per sq ft; add at least R-20 and reach R-60 (attic) or R-40 (cathedral/flat); at least 300 ); Hydro-Québec LogisVert — roof insulation and caulking work (Hydro‑Québec provides grants in the amount of $1,500 for roof insulation and caulking work when all Program requirements are met.) Wall insulation: Rénoclimat (rules from Oct. 1, 2026) (Exterior walls: $3.50 per sq ft, up to $7,000 per house; add at least R-9 over at least 300 sq ft.) Basement wall insulation: Rénoclimat (rules from Oct. 1, 2026) (Foundations: up to $2,500 per house combined). Conditions apply (most need an EnerGuide evaluation before the work); the calculator counts the smallest amount for each and lets you switch it off.

How much insulation should an attic have in Laval?

NRCan's Keeping the Heat In recommends about R-60 (RSI 10.6) for an attic in climate zone 6, which covers Laval at 4,167 degree-days. The National Building Code minimum for a new house here is R-49.2 without a heat recovery ventilator. Our calculator caps its default target at R-60.

Are new windows worth it for energy savings in Laval?

Rarely on energy alone. Replacing 15 double-glazed windows with ENERGY STAR models saves about $210 a year in a gas-heated house and $285 with electric heat, against $12,000–$18,000 at HomeStars' $800–$1,200 a window: payback 57–85 years. Replace windows when they fail or for comfort; air sealing and attic insulation pay back much faster.

How much do air sealing and a thermostat setback save in Laval?

Cutting air leakage by 20% saves about $88 a year in a typical gas-heated house here (NRCan: about a quarter of heat loss is air leakage), and turning the thermostat down 3 °C for 8 hours a night saves about $140 a year (NRCan: about 2% per degree over eight hours). Heat pumps should be set back no more than 2 °C.

How we calculate this

1. Heat saved by insulation and windows

heat saved (GJ/yr) = area × (1/RSI before − 1/RSI after) × 4,167 degree-days × 86,400 s ÷ 10⁹ × F

F is a conservative factor: 0.75 above grade (the sun, people and appliances supply some heat, and no installation is perfect) and 0.4 for basement walls (most of the wall is below grade, where the ground stays far warmer than winter air). Windows use U-values instead of 1/RSI.

2. Typical starting points

  • Attic: R-12 before 1966, R-20 (1966–80), R-28 (1981–95), R-40 (1996–2010), R-50 (2011+). Target: NRCan's retrofit recommendation for climate zone 6, capped at R-60.
  • Walls: RSI 0.7 (empty, before 1946), 1.4 (1946–65), 2.1 (1966–95), 3.0 (1996–2010), 3.4 (2011+). Dense-packing a 2×4 cavity gives about RSI 2.1 (cellulose is RSI 0.63 per 25.4 mm, NRCan Table 3-1); R-10 of exterior insulation adds RSI 1.76.
  • Basement walls: RSI 0.7 before 1981 (bare concrete plus the soil against it), 2.1 for 1981–2010, 3.5 since; target RSI 3.5 (R-20).
  • Windows: 12% of floor area (1.2 m² each), single with storm before 1966, double clear 1966–95, double low-e after.

These starting values are AuditYourHome planning assumptions for a typical house of each era, not survey results: we could not verify a Canadian table of insulation levels by year built. Change them to match your house; an EnerGuide evaluation measures them.

3. Air sealing

Without a blower-door number we use NRCan's statement that typically about 25% of heat loss is air leakage: saving = 25% × reduction × heating need × 0.75. With your EnerGuide result (ACH50), everyday leakage is ACH50 ÷ 20, near the conservative end of the 10–25 range used in the field, and:

heat saved = drop in natural air changes × house volume × 1.21 kJ/m³·°C × degree-days × 24 ÷ 10⁶ × 0.75

We assume a 20% reduction (15% if the house is already under 4 ACH50); rebate programs pay for measured cuts of 10%, 20% and 30%.

4. Thermostat setbacks

NRCan: “A drop of 1°C (2°F) over an eight-hour period can save about 2 percent on your heating energy consumption.” Saving = 2% × degrees × hours ÷ 8. Heat pumps are limited to a 2 °C setback, NRCan's advice, because deep setbacks can bring on backup heat.

5. Caps, overlap and your bills

No single measure may save more than 35% of the heating need, and all of them together no more than 60%. Measures overlap (a better attic leaves less heat for new windows to save), so the combined saving is 1 − (1 − a)(1 − b)…, always less than the simple sum. If you enter bills, every saving is scaled by how your use compares with a typical house (between 0.5× and 1.6×).

6. Dollars, rebates and payback

payback (years) = (installed cost − rebate) ÷ yearly saving at the price of one more unit of energy

Rebates use each program's lowest published amount per unit (per home, per window, per sq ft or per sq ft × R-value added), only for programs open today and only where your heating fuel qualifies; you can switch each one off. The 20-year saving is the yearly saving × 20, with no price inflation or discounting. Where we could not verify a 2025–2026 installed cost (walls, basements, exterior insulation), the cost starts blank: enter your quote.

More for Laval

Sources

Prices and programs checked October 8, 2026. Climate: NRCan HOT2000 (Montréal International) for heating and ECCC 1981–2010 normals (Montreal/Pierre Elliott Trudeau Intl A) for cooling and temperatures.

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