Program tracker

What's actually live right now

Rebate programs open, shrink, and close with little warning — the Greener Homes Loan died with two weeks' notice. Every entry below is verified against its official page and stamped with the date. Last full review: October 2, 2026.

Loose-fill insulation between attic joists, a yellow ruler showing its depth and frost on the roofing nails above

Active Ontario & federal — live

Heat pumps up to $7,500 ($12,000 ground-source), solar with battery up to $10,000, plus attic, thermostat and appliance rebates — no assessment needed

  • up to $7,500 — Cold-climate air-source heat pump ($1,250/ton; electric, oil, propane or wood heat)
  • up to $12,000 — Ground-source heat pump ($2,000/ton; electric, oil, propane or wood heat)
  • up to $2,000 — Air-source heat pump in an Enbridge gas-heated home ($3,000 for ground-source)
  • up to $2,000 — Rented heat pump, any heating fuel ($500/ton air-source; $3,000 flat ground-source)
  • up to $5,000 — Rooftop solar ($1,000/kW, at most 50% of cost)
  • up to $5,000 — Battery storage with new solar ($300/kWh, at most 50% of cost)
  • up to $1,250 — Attic insulation to R-50, from R-12 or less (50% of after-tax cost; participating contractors; installed by Nov 30, 2026)
  • up to $1,000 — Attic insulation to R-50, from above R-12 to R-25
  • up to $800 — Attic insulation to R-50, from above R-25 to R-35
  • $650–$750 — Cathedral ceiling or flat roof (to R-20 or R-28)
  • $125 — Smart thermostat (one per household; buy, install and activate by Dec 31, 2026)
  • $25–$200 each — ENERGY STAR Most Efficient appliances replacing electric ones

No audit required Verified 2026-10-02

Toronto HELP

Active

City loans up to $125,000 (or 10% of your home's assessed value) for energy retrofits, repaid on your property tax bill

  • up to $125,000 — Loan amount — or 10% of assessed value if less, including interest and fees
  • Reset quarterly — Fixed interest rates
  • 3.34%–4.75% — Last posted table (valid until Sept 30, 2026): 5, 10, 15 and 20 years
  • 2% — Administrative charge
  • up to 30% — Advance once your agreement is signed

Audit required Verified 2026-10-02

25% back on your CMHC mortgage insurance premium after $20,000 of energy renovations

  • 25% — Refund of your CMHC mortgage insurance premium
  • $20,000 — Minimum eligible work after purchase
  • 24 months — Time to apply, counted from your mortgage closing

No audit required Verified 2026-10-02

Limits apply Active with restrictions

HRSP (with assessment)

Active · limits apply

Up to $10,000 per home for insulation, windows and air sealing, plus $600 back on your assessments — if the follow-up assessment is done by December 31, 2026

  • up to $600 — Home energy assessments (paid after 2+ upgrades)
  • up to $7,700 — Insulation: attic $1,500 · walls $3,600 · foundation $2,300 · exposed floor $300
  • $100 per opening — Windows & doors (at least 3 windows, or 1 door or skylight)
  • $200–$250 — Air sealing (meet or beat the target)
  • $500 — Heat pump water heater
  • $500 — Bonus for 3 or more upgrades
  • $5,000 — Maximum per home if gas-heated (includes the $600)
  • $10,000 — Maximum per home if heated by electricity, oil, propane or wood (includes the $600)

Audit required Verified 2026-10-02

Greener Homes Affordability

Active · limits apply

Free retrofits for low-to-median-income households in BC, Manitoba, Nova Scotia, PEI and Quebec — not available in Ontario

  • Free — Insulation, air sealing and heat pumps, installed for qualifying households

No audit required Verified 2026-09-28

Across Canada Provincial programs, coast to coast

Every province and territory now has full program pages — amounts, eligibility, how to apply, and the gotchas — each linked to its provincial guide.

$20 for every percentage-point your home improves — $750 minimum, $2,000 maximum — or $300 for any two upgrades

  • $20 — Per percentage-point of measured EnerGuide improvement
  • $750 — Minimum bonus (eligibility met)
  • $2,000 — Maximum bonus
  • 3 bonus-eligible upgrades — Requirement
  • 18 months — Time to finish the upgrades and the post-upgrade evaluation
  • 6 months — Apply within, after the post-upgrade evaluation
  • $300 — Two Upgrade Bonus (no evaluation; can't be combined with the above)

Audit required Verified 2026-10-02

CleanBC Energy Savings

Active · limits apply

Free energy-saving upgrades for income-qualified BC households — insulation, heat pumps and more, installed at no cost

  • No-cost install — Eligible upgrades (insulation, heat pumps, more)
  • $0 on covered measures — Your out-of-pocket

No audit required Verified 2026-09-18

$400 back on your EnerGuide evaluation, with insulation and heating rebates stacked on top

  • $400 — EnerGuide home evaluation rebate
  • Per-measure rebates — current rates on their site — Home insulation
  • Offers vary by system — Heat pumps & heating
  • Free upgrades (Energy Efficiency Assistance) — Income-qualified stream

Audit required Verified 2026-09-28

Rénoclimat

Active

Quebec's audit-linked path: an assigned evaluator for $150 + tax (refunded except the tax when you receive assistance), then rebates for insulation, air sealing, doors and windows

  • $150 + tax — Pre-retrofit evaluation (paid within 30 days of the visit)
  • $150 — Refunded when Rénoclimat assistance is granted (taxes excepted)
  • Free — First post-retrofit evaluation
  • Rebates per measure — current schedule on the official page — Insulation & air-sealing work
  • Per-opening rebates — Doors & windows
  • Flooding-adaptation component — New (from Oct 1, 2026)

Audit required Verified 2026-10-02

LogisVert

Active

Heat pump grants scaled to capacity — $50–$120 per 1,000 BTU/h — plus appliances and solar, no audit needed

  • $50–$120 per 1,000 BTU/h — Air-to-air heat pumps (wall or central)
  • $250 each — Induction range / heat-pump dryer
  • $1,000 per kW (up to 40% of cost) — Solar panels
  • ENERGY STAR certified heat pumps — Requirement since Nov 26, 2025

No audit required Verified 2026-09-21

Evaluation-first: register, get the Home Energy Evaluation, then collect incentives on the recommended upgrades — insulation, heating, doors, windows

  • Insulation · heating · doors · windows — Eligible upgrade categories
  • "Up to thousands of dollars" across measures — Incentive scale
  • 9 months from evaluation — Completion window
  • Up to 25% off CMHC mortgage-insurance premium — Bonus effect

Audit required Verified 2026-09-21

Assessment-based rebates up to $5,000, a moderate-income top-up to about $10,000 in all, and HomeWarming's free upgrades for income-qualified homeowners

  • $199 — Home Energy Assessment fee (free under the income threshold)
  • up to $5,000 — Home Energy Assessment rebates
  • up to $5,000 more (~$10,000 total) — Moderate Income Rebate top-up (not for electrically heated homes)
  • Free upgrades incl. heat pumps — HomeWarming (income-qualified homeowners)
  • Closed — funding fully committed — Federal OHPA in NS

Audit required Verified 2026-10-02

efficiencyPEI

Active

A $99 + HST home energy assessment through five contracted partners, unlocking the Island's insulation rebates and program set

  • $99 + HST — Home Energy Assessment (your cost)
  • Per-measure — current schedule on the official page — Home insulation rebates
  • Free upgrades — Income-qualified streams
  • PEI is a delivery province — Federal Affordability delivery

Audit required Verified 2026-09-21

takeCHARGE NL

Active · limits apply

Utility rebates on selected equipment — thermostats, insulation offers and more, rotating seasonally — with no broad retrofit program behind them

  • Rotating rebates — check current offers — Selected equipment (thermostats, insulation offers…)
  • None active in NL — EnerGuide-linked retrofit stream
  • Lapsed (2018–2022 program concluded) — Older oil-conversion funding

No audit required Verified 2026-09-18

Alberta CEIP

Active · limits apply

Property-tax financing for efficiency and renewable upgrades in participating Alberta municipalities — check your municipality's current intake

  • Financing repaid via property taxes (PACE-style) — Structure
  • Efficiency + renewable upgrades, per municipal program — Coverage
  • Participating municipalities only — Availability
  • None active in Alberta — Provincial audit-linked rebate

No audit required Verified 2026-10-02

Three territories, three doors: Yukon's Good Energy rebates, the NWT's Arctic Energy Alliance, and Nunavut Housing Corporation support

  • Retrofit, renewable & transport rebates — Yukon — Good Energy
  • Rebates + free energy advice — NWT — Arctic Energy Alliance
  • Homeowner repair & efficiency support — Nunavut — NHC

No audit required Verified 2026-09-21

Closed Gone — but still advertised elsewhere

We list closed programs on purpose: if a website or salesperson promises you one of these, their information is stale — a useful trust test.

Closed — new applications ended in February 2024 and the last payment requests were due December 31, 2025

Audit required Verified 2026-09-28

Closed — October 1, 2025 was the last day to apply; loans already approved are unaffected

Audit required Verified 2026-09-28

Closed to new federal applications July 31, 2026 — some provincial versions differ

No audit required Verified 2026-10-02

Enbridge HER+

Closed

Closed — stopped taking new applicants February 5, 2024; the final deadlines passed in December 2025

Audit required Verified 2026-09-28

Ended April 2026 — listed because half the internet still advertises it

No audit required Verified 2026-09-18

How this tracker works

Every entry is verified against its official page and stamped with the date — including the closed programs, because stale promises are how homeowners get burned. Your province's full picture (housing stock, what to monitor, every program) lives in the province guides, and the planner matches programs to your specific home from your postal code.