Program tracker

What's actually live right now

Rebate programs open, shrink, and close with little warning — the Greener Homes Loan died with two weeks' notice. Every entry below is verified against its official page and stamped with the date. Last full review: August 23, 2026.

Active Live programs

HRSP (with assessment)

Active

Get $600 back on your energy assessments — then up to $7,700 for insulation

  • $600 rebate — Home energy assessments (initial + follow-up)
  • up to $7,700 — Insulation (attic, wall, basement)
  • $100 per opening — Windows & doors
  • up to $250 — Air sealing
  • $500 — Heat pump water heater

Audit required Verified 2026-08-23

HRSP (no assessment)

Active

Heat pump and single-upgrade rebates without an assessment

  • up to $12,000 (varies by current heating type) — Cold-climate heat pump
  • up to $10,000 — Rooftop solar + battery storage
  • up to $1,250 — Attic insulation
  • $75–$100 — Smart thermostat

No audit required Verified 2026-08-23

Toronto HELP

Active

Low-interest City loans up to $125,000 for home energy retrofits

  • up to $125,000 — Loan amount
  • 3.34% (5 yr) – 4.75% (20 yr) — Fixed rates (posted to Sept 30, 2026)
  • 2% — Administrative charge

Audit required Verified 2026-08-23

CMHC Eco Improvement

Active

25% back on your CMHC mortgage insurance premium after energy renovations

  • 25% of your CMHC premium — Premium refund
  • $20,000 in eligible upgrades — Minimum qualifying renovation

No audit required Verified 2026-08-23

Limits apply Active with restrictions

Greener Homes Affordability

Active · limits apply

No-cost retrofits for income-qualified households — not yet delivering in Ontario

  • no cost to qualifying households — Direct-install retrofits (insulation, heat pumps)

No audit required Verified 2026-08-23

Closed Gone — but still advertised elsewhere

We list closed programs on purpose: if a website or salesperson promises you one of these, their information is stale — a useful trust test.

Greener Homes Grant

Closed

Closed — stopped accepting new applications in February 2024

Audit required Verified 2026-08-23

Greener Homes Loan

Closed

Closed — new applications ended October 1, 2025 (funding fully committed)

Audit required Verified 2026-08-23

Enbridge HER+

Closed

Ended — replaced by Home Renovation Savings in January 2025

Audit required Verified 2026-08-23

Outside Ontario?

Manitoba pays a $400 evaluation rebate, New Brunswick's evaluations are free, PEI's cost $99, Nova Scotia runs assessment-based rebates, Quebec's Rénoclimat charges a fixed $150 (with government-assigned advisors), and BC's programs were cut in 2025–26. The planner gives a province-specific readout from your postal code — full provincial pages are on the roadmap.